You want to make investments that are going to pay off. That’s kind of the point of investing, right?

With the stock market, there are a few ways to see some payoff. It’s fairly easy to sell stocks, and if you sell them for more than you paid for them, then that’s a profit.

That’s all well and good, but it’s not really something you can count on. The stock might drop in value after you buy it. And while you have the stock, it’s not directly paying you anything. It’s just sitting there. Wouldn’t a truly fantastic investment earn its keep all on its own?

That brings us to real estate. Real estate can do just that for you. If you rent out a property, you’ll see profit in the form of what’s called “cash flow”. This is the profit you see when you rent out a property for more than its expenses cost. 

The property owner charges the tenants of the building rent, which covers the mortgage and other expenses associated with the property. However, if the investors are playing smart, there’s some cash leftover from the rent payment after the expenses are paid. That investor could be you!

Real estate provides you with passive income. That’s money that you’re getting from something other than a regular job. Because of that, it’s clear that the stock market can’t always provide for you and your family the way real estate can. Real estate investments can be a great, reliable source of income. If you play your cards right, you get to see the profit without even having to regularly visit the property. The money comes to you, not the other way around.

Stocks are a popular investment, but that doesn’t mean they’re the best option. You can’t always count on your stocks to be worth what you need them to be worth, and you certainly can’t count on them to make you money passively. 

Real estate is a superior investment for a lot of reasons, chief among them the consistent income it provides you with. If you want to see a consistent, regular profit, real estate just might be the investment for you.

Robb and Penny are owners of a real estate investment company Mountain View Investors. We have been actively involved in Albuquerque NM for our Fix and Flip projects. In Kansas City MO area for our Buy and Holds properties. We have been investing in Albuquerque NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/
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When you invest in the stock market, you are, in a way, gambling. You’re entrusting your money to the whims of someone else’s company. The stock market is a popular place to invest, but when you invest in it? You don’t really control what happens next. 

If you have shares in a company, sure, you might have the option to vote on things like who gets to be on the board of directors, but ultimately, what the company does is out of your hands. You’re just along for the ride.

Real estate is different. When you invest in a property, you have direct control over your investment. You decide exactly what you invest in, and what to do with it! You get to make decisions like:

• What type of property you’re investing in
• Where that property is located
• What kind of market you’re buying in
• What kind of financing you use
• And perhaps most importantly, how the property is maintained or improved!

That last one is a big one. When you invest in real estate, you have a lot of options. You have a very serious and direct influence over the value of the property. You can choose to improve the condition of the property as you see fit, and in that way directly increase the amount of profit you can make from it, either by reselling it or by renting it out.

If you buy a property, you can do things like renovations that tangibly and immediately make it worth more than it was before. If you invest in the stock market, you’re counting on a company to perform well. Maybe it will, maybe it won’t. You don’t get to decide. You don’t have control.

With real estate, you get to make your own decisions as an investor. If a property is underperforming, there are steps you can take to get it in top-notch condition and help it get you the money you want and deserve. 

You want to have control over your financial future, right? Making the right investments is key to that. Investing in real estate means you’re handing yourself the reins of your own life. You get to make the decisions, and you get to take control.

Robb and Penny are owners of a real estate investment company Mountain View Investors. We have been actively involved in Albuquerque NM for our Fix and Flip projects. In Kansas City MO area for our Buy and Holds properties. We have been investing in Albuquerque NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/
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You’re probably familiar with the concept of investing in stocks, but here’s a quick overview. 

The “stocks” you buy are small investments in a company- a share of ownership. These can cost more or less depending on the value of the company at the time of your purchase. 

People buy stocks with the intention of making money on them, which can happen in two basic ways: either through cash dividends, which a company might distribute to shareholders if it’s doing well financially, or by selling the stocks for more than they were purchased for. 

Stocks are one of the first things people think of when they think of investing. That does NOT mean that they’re the best investment option, though. 

Stock prices are influenced by so, so many factors. Supply and demand? Those are factors influencing every market, but the stock market is especially susceptible to that influence. If you’re trying to invest in a particularly popular company… well, good luck. When the demand for a stock is high, the price gets high with it. 

A single share of the most expensive stock in the New York Stock Exchange, Berkshire Hathaway, costs around 340k per stock. 

But here’s the thing. On March 23rd, 2020, that price was closer to 240k– a hundred thousand dollars less. What’s going on with that?

Well, a few more things influence the stock market. Supply and demand can be shot off in different directions depending on things like how safe people are feeling in the current social and political and economic climates. 

March was around the time the pandemic started getting really bad, and for that reason, people were selling their shares like crazy. That’s the thing about stocks. They’re pretty easy to liquidate, and so when people get antsy, they cut their losses and run, taking the value of the stock down with them. 

Another thing about stocks is that they’re heavily, heavily influenced by the economy at large. If you invest in Apple, and then everyone stops buying iPhones because the economy is going sour, then suddenly, your stock isn’t going to be doing you any good. And the economy has been all over the place lately. 

So, what’s a market you can count on to weather the storms of the economy?

Think real estate. 

Real estate is a solid market. It’s right there in the name: real estate is Real. A solid piece of land, and the sturdy building that sits on it? Those things aren’t going anywhere, no matter what the economy is doing. Stocks are, in a way, abstract. They’re just reflections of how a company is doing, but they’re not an actual thing.

Real estate is stable for a few reasons. One is the above mentioned solid nature of it. Properties you’ve invested in don’t just get up and walk away.

Supply and demand also aren’t as topsy-turvy in real estate as they are in the stock market. No matter what the economy is doing, people still need places to live or do business. That’s always going to be the case. The demand is always going to be there. And the supply? That’s pretty much set. The Earth isn’t getting any bigger. The demand is more likely to outrun the supply- and that means that property you invest in is going to, if anything, increase in value. 

Even when external factors do influence the real estate market, they tend to do so much more slowly and less drastically than is the case in the stock market. Let’s talk about Berkshire Hathaway again. We already said that on the 23rd of March, it had a value of 240k per share. Want to know what it was worth three weeks before?

324k. A drop of 84 thousand dollars, in three weeks. 

Real estate doesn’t pull that kind of trick on you. If you are looking for an investment that won’t give you the run-around every other week, think about investing in properties.

Robb and Penny are owners of a real estate investment company Mountain View Investors. We have been actively involved in Albuquerque NM for our Fix and Flip projects. In Kansas City MO area for our Buy and Holds properties. We have been investing in Albuquerque NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/
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Real estate has a few things going for it that other types of investments don’t. You’ll recall that we’ve already talked about some of them, like the neat way that banks will help you out in investing in real estate by financing you via a mortgage.

But mortgages aren’t all fun and games. Not only do you have to pay off the principal part of the mortgage (the actual amount borrowed), you also have to pay interest. Doesn’t sound great? Well, a great thing about real estate is that there’s a way around it. As the previous post mentioned, your tenants will be the ones paying the mortgage, not you. But there’s more to it than that.

Most of the payments you make to your bank for the mortgage will be, at least in the beginning, going towards interest, rather than the principal. You want to get that whole mortgage, both principal and interest, paid off ASAP in order to reduce the expenses associated with the building and increase the profit margin of your cash flow.

So, here’s what you gotta do. In addition to the regular payments you have to make towards the mortgage, it’s a good idea to make some extra payments to the bank, at least in the beginning, in order to knock out that interest as quickly as you can. That way, you can start chipping away at the principal portion of the mortgage, and start seeing your profits soar.

And you’re not doing this alone. As previously stated, it’s your tenants’ money, not yours, that covers this bill. You just need to make sure you’re putting the cash where it needs to go.

Paying down your mortgage is a secret towards maximizing your real estate profits. It doesn’t seem as obvious at first as other profit centers like cash flow, but mark our words, if you play your cards right, you’ll be seeing some big savings on your property. And that, friend, is money in your pocket.

Robb and Penny are owners of a real estate investment company, Mountain View Investors. We have been actively involved in Albuquerque, NM for our Fix and Flip projects. In Kansas City, MO area for our Buy and Holds properties. We have been investing in Albuquerque, NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/

Cash flow is one of the simplest profit centers of real estate, it’s just straight-up profit. Cash flow refers to the money left over after all the expenses on the property are paid. The expenses associated with a property vary depending on what sort of property it is, but generally include:

• Mortgage
• Property Taxes
• Insurance
• Management
• Maintenance

These things can add up, but by charging appropriate rent on your property, you cover all these expenses and have cash leftover for yourself. Say the property’s expenses add up to about 1000 dollars a month. Charge 1200 for rent, and your cash flow is 200 dollars a month. Once you have a few properties, that profit starts to add up, too.

There are a few basic ways to max out your cash flow. You want to minimize your expenses, and a good way to do that is to pay off your mortgage as quickly as you possibly can.

The mortgage is typically the largest expense on a property. So, once you get that beast out of the way, you reduce your expenses drastically. At that point you’ve drastically reduced your expenses, and thus, you get to keep a much bigger portion of that rent you’re charging. Awesome, right?

Another factor involved in your cash flow is the number of rental units you have on a single property. While a single family home provides a single stream of income, a duplex or a little apartment building presents you with several. In this way, you’re provided with a greater gross amount before expenses, and thus, the cut you have to give to the bank, insurance company, etc., has less of an impact on your profit.

Cash flow is one of the coolest profit centers in real estate, because it’s so passive. All you have to do is collect the checks. Renting out the property pays for itself if you do it right! So, make sure you’re doing it right! The rent you’re gathering for a property should always be greater than the expenses associated with that property. You don’t want to pay for a property you already own, right? You want it to pay you.

So, collect those checks, and keep your head on your shoulders. This part is so easy, it’s crazy.

Robb and Penny are owners of a real estate investment company, Mountain View Investors. We have been actively involved in Albuquerque, NM for our Fix and Flip projects. In Kansas City, MO area for our Buy and Holds properties. We have been investing in Albuquerque, NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/

Most people don’t buy property solely with the money they’ve got in their own pockets. It’s simply not necessary- if the bank is willing to back you up for part of the cost of the property, it just makes sense to let them help you in that way. This is a good deal for people who are buying homes just for themselves and their families, but an even better one when we start talking about people who are buying properties as investments.

The process of using borrowed capital to increase the return on an investment is called leverage. For most investors, this means borrowing money from a bank. When you set out to buy a property, the bank is generally willing to cover between 75 and 85 percent of the cost, with the rest being covered by a down payment made by the investor.

Leverage helps investors to get the most return possible on their investments by reducing the amount of money they have to put down up front, while in no way impacting the value the property might appreciate.

Think about this example. Let’s say a property is listed at 500,000, and the bank covers 80 percent of that. The investor only has to put in 100,000 as a down payment to start out. The property then appreciates in value by five percent, meaning it is now worth 25k more. The property’s value increased by only five percent, but the value of the investment increased by 25 percent.

How is that possible? Well, through the magic of leverage, the investor only paid 100k. The 25,000 they made was a return on the 100k, not the full price. Thus, the investor was able to make a profit of 25 percent instead of only 5 percent. Real estate is one of the only markets in which this is a possibility- the bank won’t pay for you to buy gold, but they will help you finance an investment in real estate. By letting them help you, you help yourself get the most bang for your buck.

Robb and Penny are owners of a real estate investment company, Mountain View Investors. We have been actively involved in Albuquerque, NM for our Fix and Flip projects. In Kansas City, MO area for our Buy and Holds properties. We have been investing in Albuquerque, NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/

Patience is a virtue, but it’s also really, really nice when good things happen fast. That goes double for your finances and investments- it’s important to understand that making a profit can take time, but it also just makes sense to make an investment that will instantly increase your net worth. That’s not going to be the case for stocks, bonds, or mutual funds. Those types of investments require that you wait out whatever market forces are at play. Even then, there’s no guarantee.

An investment that you’re able to buy at less than its market value? That’s a smart way to go. When you make that investing choice, you’re automatically making money simply by owning the thing you own. But once again, that’s not going to happen with stocks or, indeed, most investments. However a stock is priced, that’s what you’re going to pay for it.

Real estate, however, isn’t necessarily like that. People sell their properties for less than their market value all the time! It may seem like an odd choice for them to make, but it starts to make sense once you think about it. There are plenty of reasons a person would want to get a property off their hands quickly rather than for top dollar. These reasons are usually simply a matter of needing money fast (say, if they’re going through a divorce and want to settle things smoothly), or of just not wanting to deal with the property any longer (like if they inherited a house they’re not interested in living in or renting out).

Regardless of why a seller wants to sell, buying property at a discount when you can is a great choice for investors. This scenario creates one of the many profit centers of real estate, called Instant Equity. Since the property is worth more than you invested in it, if you sell it at market value, you’ve already made money. Think of it as a kind of safety net. You’ve already made a situation for yourself where you’ve increased your own worth. If you run into any kind of problem with the property later on, you’ve at least got the guarantee that it’s worth more than you paid for it.

Real estate is one of the only markets where instant equity is even possible, because it’s one of the only markets where the prices of investments can be flexible. By buying into properties at a discount, you make money without even having to do anything. What’s not to love about that?

Robb and Penny are owners of a real estate investment company, Mountain View Investors. We have been actively involved in Albuquerque, NM for our Fix and Flip projects. In Kansas City, MO area for our Buy and Holds properties. We have been investing in Albuquerque, NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/

We make investments so that we have money to live on throughout our lives. Especially in retirement and old age, you want to benefit from the investments you made in early life and live off their return without having to worry about your finances. Smart decisions in early life are supposed to set you up to live comfortably when you make it to retirement.

The problem with investment options like RRSPs and mutual funds is that they deplete over time. As you use them, they will eventually run out of money. Not only are you depleting them by taking money out of them to live on, but you’re also taxed on the money you take out until there’s nothing left. Before you know it, your investment is gone. So, what was the point?

These programs are based on the assumption that you’ll be willing to live “under your means” in later life; it puts the impetus on you to reduce your quality of life in old age in order to save money and be able to afford to live during your retirement years.

After you’ve worked hard your entire life, you deserve to retire comfortably without having to pinch pennies or stretch your investments to their last dollar.

Unlike tax deferred savings programs, real estate investments don’t deplete — they keep on giving. That’s why they’re the best investments to make throughout your life so that you don’t have to worry about money when it comes time to retire.

The best thing about real estate is that it appreciates in value. In many places, a $30,000 home in 1967 might now be worth over a million dollars. The longer you hold on to real estate, the more it’s worth. That means you can access that equity in later life and use it tax free to help support your retirement lifestyle.

Additionally, as you pay down the mortgage or financing on the property, your cash flow increases. Not only is the value of your investment appreciating the longer you have it, but you’re also getting to keep more money in your pocket once you’re no longer paying the bank.

You’re also able to pass on your investment properties to family, loved ones, or other heirs after you pass away. The intergenerational benefit of real estate means that your investment is safe and beneficial even after you’re gone.

If you don’t want to live a limited lifestyle in retirement, real estate is the best way to invest for your future. Why worry about your finances after you’ve worked so hard to support yourself for your entire life? Let your real estate investments do the work for you.

Robb and Penny are owners of a real estate investment company, Mountain View Investors. We have been actively involved in Albuquerque, NM for our Fix and Flip projects. In Kansas City, MO area for our Buy and Holds properties. We have been investing in Albuquerque, NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/

There’s so much in life that’s outside of our control. And when you try to seize control, you might get accused of being a “control freak.” In general, we tend to think that the ability to go with the flow is a huge asset to managing our constantly changing and evolving lives.

But, there are times when being controlling is good. Investments are something we think of as a classic risk; you might win big or you might lose a lot and that high risk factor is what makes many stay away from investments that could be making them tons of money. But, what if you could be in control of your investments?

It’s true that some investment options like stocks or bonds are tricky, risky, and hard to be in control of. You’re at the mercy of the people who run those companies you’re investing in. You can’t control whether or not they make some mistake that costs them the company and costs you your investment. With traditional investments, you’re not in control of the business management, you only get to decide when to buy and sell. That uncertainty can be stressful.

The good news is, there’s an investment class that eliminates that uncertainty: real estate. Real estate provides ultimate control by putting the power in your hands to make the big decisions about your investment.

You can choose what kind of real estate you buy based on your specific needs, goals, and financial capabilities. There are plenty of options to choose from, from single family homes to commercial properties to raw, undeveloped land.

You get to choose where you buy real estate, which gives you the flexibility to evaluate different markets and choose the best one for you.

You get to decide when you want to buy real estate, putting full control of the price of your investment into your own hands. If the market price is too high, you can wait for it to lower so that you get the most of your investment.

Lastly, how you buy real estate is extremely negotiable. You have the freedom to negotiate the terms and conditions of the property prior to purchase, which can make you feel secure in your investment.

As an investment class, real estate allows for maximum flexibility, while also giving you complete control of its value. If you find property at a discount, you can purchase it, put work into it, and profit immensely from your investment all without the help of a fund manager. With real estate, the value of your investment is in your hands.

Robb and Penny are owners of a real estate investment company, Mountain View Investors. We have been actively involved in Albuquerque, NM for our Fix and Flip projects. In Kansas City, MO area for our Buy and Holds properties. We have been investing in Albuquerque, NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/

It’s a fact we learn in kindergarten that humans have five senses: sight, smell, taste, hear, and touch. Each of these senses helps us perceive and understand the world around us- our senses are the things that tell us what’s real and what’s not. That’s important because you want to know what you can count on, what’s got your back. One thing you can believe in is the ground beneath your feet. Wouldn’t you like an investment that’s as solid as that earth? What could you invest in that will provide you with that same sense of security?

Well, why not try investing in that very land? Owning property is a great investment for a lot of reasons, but one big one that many investors swear by is the fact that real estate is real. Think of stocks, bonds, and mutual funds. Those types of investments are intangible. You can’t touch the numbers that represent them, they’re just ideas.

A piece of property, on the other hand, is a real, existing thing. Even if the economy were to take a nosedive, an investor who’d put their money in real estate would still have something to show for their investment. The land isn’t going anywhere! The amount of space on Earth isn’t changing. It’s not getting any smaller, or any bigger.

Think about what that means. Real estate is a market that has a fixed supply, so there’ll never be too much of it. If anything, there would be too little- since everyone on the planet needs a place to live, as the population grows the demand for real estate and especially rental properties grows with it. So, you’ve got something that’s not going to go anywhere, that everybody not only wants but needs. Sounds like a pretty good deal, right?

It sounds that way because it is. Real estate is a great investment, not least because it’s a real thing. Once someone’s invested in it, they can rest easy knowing that they’ve invested in something that isn’t going to disappear. Real estate is, both literally and figuratively, a “solid” investment.

Robb and Penny are owners of a real estate investment company, Mountain View Investors. We have been actively involved in Albuquerque, NM for our Fix and Flip projects. In Kansas City, MO area for our Buy and Holds properties. We have been investing in Albuquerque, NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/

Every market has its ups and downs, its pros and cons. Some days, your stocks and bonds might be worth top dollar, and other days they might be worth less than when you bought them. It’s important as an investor to keep an eye on what’s going on, but the tides can move so quickly that it gets hard to keep track! A more stable market makes for much simpler management of one’s finances and investments, but in today’s turbulent times, a market like that seems hard to find. So, where can you turn?

Real estate. Stocks, which can wildly fluctuate in value in even a short period of time, represent a potentially very unstable investment. Bonds and mutual funds can present the same problem. But changes in the real estate market tend to move in a much steadier and slower fashion. An investment that you can keep track of is one that you can use to your best advantage- one you can count on. 

Buildings and properties are typically owned by the same person for years. Since they don’t change hands as often, the prices of real estate remain relatively stable. They fluctuate, but not as drastically quickly as other types of investment. Another factor is that housing is a necessity, so the demand for rental properties doesn’t change much, even if the greater economy is sluggish. 

Real estate also has the benefit of being real and tangible. Rather than being an abstract concept like stocks, real estate is a solid thing. It’s a limited resource- the earth isn’t getting any bigger, is it? So, if you look at the bigger picture, it all makes sense. Real estate is a stable market because it has, in some ways, almost fixed supply and demand forces working for it. It changes, but it changes relatively slowly and predictably. Someone who invests in real estate is unlikely to wake up one morning to find that their properties are suddenly worthless. 

It gets old having to try and keep track of the constant peaks and valleys of our investments. Isn’t it better to put your money behind something more secure? Properties can provide a sense of stability that saves investors the headache of a fluctuating market. That’s just one of the many reasons that investors love real estate.

Robb and Penny are owners of a real estate investment company, Mountain View Investors. We have been actively involved in Albuquerque, NM for our Fix and Flip projects. In Kansas City, MO area for our Buy and Holds properties. We have been investing in Albuquerque, NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/

When you make a profit, you want to hold on to as much of it as you can. You earned it, it’s yours, and you want it to stay yours! But that’s not how it goes. A certain amount of every dollar you make in your life goes towards taxes. It’s unavoidable. So, it’s a good idea to consider ways to make the most of your profits. You want to not only make as much as you can, but also keep as much as you can.

You may be asking yourself, what kind of investment could possibly change the reality of capital gains taxes? Aren’t all investments subject to the same rates, the same drawbacks? 

Here’s the thing: they’re not. While capital gains from stocks, bonds, and mutual funds are taxed at a pretty much universal rate, gains from real estate are taxed differently. If you buy a piece of property and sell it for a profit (because you bought it at a discount, or because it appreciated in value, or for some other reason), you will only be taxed on half of the money you made. This is because, in theory, the property should have lost value over the course of time. However, that’s often not the case. It’s entirely possible to resell real estate at a gain, as with any other investment. What makes real estate great is that you have to give up much less in taxes

Those tax savings mean more money in your pocket. There are so many things about real estate that make it a smart investment- the many profit centers it offers, the potential for excellent financing from banks, etc.- but one of the best parts is that you get the chance to actually keep more of your money. That, along with everything else, is great for investors. Real estate investments are an excellent way to build a prosperous future for yourself. Protect your interests by investing in property- you won’t regret it.

Robb and Penny are owners of a real estate investment company, Mountain View Investors. We have been actively involved in Albuquerque, NM for our Fix and Flip projects. In Kansas City, MO area for our Buy and Holds properties. We have been investing in Albuquerque, NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/

 Robb and Penny are owners of a real estate investment company, Mountain View Investors. We have been actively involved in Albuquerque, NM for our Fix and Flip projects. In Kansas City, MO area for our Buy and Holds properties. We have been investing in Albuquerque, NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/

Things cost you what they cost, right? That much seems obvious. If you want to buy 1000 dollars worth of stock, you’re putting 1000 of your own dollars out of your own pocket into that investment. There’s no getting around it- stocks, bonds, mutual funds, gold… whatever your investment is, you’re going to have to pay what the market asks of you.

Except, that’s not the case with real estate. When you purchase a property, a bank will typically finance between 75 and 85 percent of the cost. Your responsibility is only for the remaining percentage, which you put in as a down payment. And yet, 100 percent of the investment (the property) is under your control. 

A bank would laugh in your face if you asked them to cover 85 percent of the cost of a few ounces of gold. But if your investment is in real estate, they’re singing a different tune. If you have good credit and are able to make that 15-25 percent down payment, the bank will cover it. 

Banks love helping people invest in real estate, and that’s a fantastic thing for investors. By having a bank finance the vast majority of the cost of the investment, investors can minimize the amount of money they have to put into the deal. From there on out, they see all the profits from the property. And remember, real estate has many profit centers! 

There are so many possibilities at every step of the way, from the leverage and instant equity we can find when you initially purchase the property, to the profits we make from renting out units, to the value the property gains, all the way out to the potential for reinvesting the money you’ve made off of a property. That’s the great versatility of real estate, and it all begins with making that initial investment. 

The simple fact that a bank will be willing to finance an enormous part of the cost of a real estate investment, while still allowing the investor to reap all the rewards, is part of the reason real estate is such a great choice. With the help of a bank, investors can minimize how much of their own money they have to spend, while maximizing what they’re able to make in profit. You don’t have to dump all of your own money into the transaction- the bank can help make it happen. What’s not to love about that?

Robb and Penny are owners of a real estate investment company, Mountain View Investors. We have been actively involved in Albuquerque, NM for our Fix and Flip projects. In Kansas City, MO area for our Buy and Holds properties. We have been investing in Albuquerque, NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/

Supply and demand might just be the most important factors in our economy. How much of something exists, and how badly people want it, are the defining aspects of how that market works. From an investor’s perspective, the best bets are ones where demand outstrips supply. With these kinds of investments, we find success because there will always be people willing to exchange money for what we have.

That brings us to real estate. The fact is, everyone needs a place to live. Housing is a necessity. So, with that in mind, it just makes sense that real estate would constantly be in high demand. Everyone needs it, so everyone is on the market for it. This means that if a person invests in residential properties, they shouldn’t have much trouble finding people to rent to. 

There are a few reasons that demand is greater than supply in the real estate market. One is that demand for housing increases with the population, and the population isn’t getting any smaller. But just because the need for housing has increased, doesn’t mean the supply has. Constructing new rental units costs money, and it’s a cost that won’t be immediately made up for. Profiting from a newly built building takes time.

Meanwhile, many existing apartment buildings have, in the past few decades, been converted into condos. This leads to even fewer options for renters. But people still need places to live! So, by investing in a piece of the real estate pie, you’ve invested into a market that works in your favor. 

A market where demand outstrips supply is one that works for investors. Real estate can provide that kind of environment. It’s something everyone needs, and as long as people need shelter, it’s going to stay that way. This is one of the many reasons real estate can be such a lucrative investment.

Robb and Penny are owners of a real estate investment company, Mountain View Investors. We have been actively involved in Albuquerque, NM for our Fix and Flip projects. In Kansas City, MO area for our Buy and Holds properties. We have been investing in Albuquerque, NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/

 Robb and Penny are owners of a real estate investment company, Mountain View Investors. We have been actively involved in Albuquerque, NM for our Fix and Flip projects. In Kansas City, MO area for our Buy and Holds properties. We have been investing in Albuquerque, NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/

In most markets, prices are largely inflexible. Whatever the market value of gold is at a given moment, you’re stuck with it. Same with stocks- if Microsoft’s stocks are trading at 200 dollars, that’s what you’re paying. You can’t really haggle. Real estate, however, is a different story.

It’s not uncommon for properties to be sold for under their market value. This leads to situations of instant equity.

Instant equity is a phenomenon that occurs when you purchase something at a discount. When you purchase a property for less than its market value, you automatically increase your net worth. This is because, if you were to sell or refinance the property later, it would be worth more than you paid for it, and you would gain that difference.

Because of this, properties that provide you with instant equity are a good investment. The equity you have from these properties can provide a financial buffer in case of problems with them. 

So, it seems obvious that buying at a discount is a smart decision. However, you might still be wondering why people choose to sell their properties for less than market value. As it happens there are a multitude of reasons someone might choose to undercharge for what they own. 

They might be experiencing financial difficulties that require that they liquidate their assets sooner rather than later. In that instance, they would be more interested in moving the property quickly and efficiently, rather than for top dollar. Someone might be going through a divorce and needing to sell their house in order to settle the case. It can even be as simple as someone inheriting a property they don’t want, and trying to sell quickly simply to wash their hands of it.

Regardless of the reason, people selling their properties on the cheap is a great opportunity for you as an investor. If you’re able to buy at a discount you’re already better off than you were before. Real estate is a rare example of a market where you can barter, and this can be used to your advantage. For this reason and more, real estate is a great choice for investing.

Robb and Penny are owners of a real estate investment company, Mountain View Investors. We have been actively involved in Albuquerque, NM for our Fix and Flip projects. In Kansas City, MO area for our Buy and Holds properties. We have been investing in Albuquerque, NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/

For more investments, you have no choice but to pay the market price for whatever it is you’re buying. If an ounce of gold costs 1900 dollars, you pay 1900 dollars. You put in the asking price, and that’s that. It makes sense, it’s reasonable- but it’s not the smartest way to turn a profit on your investment. Wouldn’t it be neat if you could find someone else to help you pay for the investment you’re making, while still allowing you to keep 100% of the profit earned?

With real estate, that’s possible. Leverage is when you use borrowed capital in order to increase the potential return on an investment. In practice, this typically looks like borrowing money from a bank in order to purchase a property. 

Banks will typically cover 75-85% of the cost of a property, and you make a down payment for the remainder. This limits the amount of money you have to invest in the first place, which is nifty, but what’s really nifty is what you’ll experience as your property appreciates value. 

Properties can naturally gain value over the course of time. Say you purchase a property valued at 500,000 dollars, and the bank finances 80% of that. You’ve put 100,000 dollars into that property, with the rest covered by the bank. And let’s say that then, the property appreciates by 5% or 25,000 dollars. It may seem at first glance that you’ve made a 5% profit on that investment, but that’s not actually the case! You get to keep 100% of the appreciated value- AKA, profit!- from that property, but the amount of money you paid remains the same.

With that in mind, you didn’t make 25,000 on a 500,000 dollar investment. You made 25,000 on a 100,000 investment. That is a 25% profit, and that’s great.

In this way, you can use leverage to turn a nice profit. By utilizing the resources that banks have to offer, you can maximize your financial gain and make the most of your money.

Robb and Penny are owners of a real estate investment company, Mountain View Investors. We have been actively involved in Albuquerque, NM for our Fix and Flip projects. In Kansas City, MO area for our Buy and Holds properties. We have been investing in Albuquerque, NM for 9 years.

Our mission is to provide quality housing for first-time home buyers and owner-financed buyers, while at the same time providing an above-average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

Robb and Penny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact  Robb and Penny.

For more information about  Robb and Penny and their investment program,
please call (505) 404-1131, or visit  https://robbkrautbauer.com/